The postal savings bank H shares to be 28, the global sale of Stock Exchange listed on the main

The postal savings bank of the global offering of H shares 28 days to the main board of the Stock Exchange listed – Beijing, Beijing, September 14, 13 days, Chinese postal savings bank Limited by Share Ltd (referred to as the postal savings bank, stock code: 1658.HK) announced the global sale of the shares ("global sale") and The Stock Exchange of HongKong Limited (SEHK) details of plans listed on the main board. The postal savings bank to go on sale in Hongkong in September 14th, and in September 28th traded on the main board of the stock exchange. The postal savings bank is Chinese leading large retail banks, commercial banks have the largest Chinese in distribution network, customer base and excellent asset quality. The postal savings bank was founded in 2007, is the youngest China large commercial bank, has significant growth potential. As of March 31, 2016, total assets, the postal savings bank deposit volume and loan volume reached RMB 77076 yuan, 67324 yuan billion billion yuan and 26658 yuan billion yuan, respectively ranked fifth, fifth and seventh in the commercial bank in Chinese. According to the British "banker" magazine ranked the top 1000 global banks, as of December 31, 2015 the total assets, the postal savings bank ranked twenty-second in the world bank. Compared with the same industry, the postal savings bank has three characteristics, namely strategic positioning, the difference of the unique business model and strong financial strength. As of March 31, 2016, the number of outlets, the postal savings bank of more than 40 thousand, through the country, around the urban and rural areas; individual number of customers more than 500 million households, large base, strong viscosity. On this basis, as of December 31, 2015, the postal savings bank deposits in total deposits ratio of 85.4%, personal loans to total loans ratio of 49.4%, personal banking pre tax profits accounted for 46%, higher than the average level of other large commercial banks. At the same time, relying on the China post group agent network, the postal savings bank to establish a Chinese banking only "self + agent" mode of operation. The outlets and outlets together to form organic and distribution network, the postal savings bank can give full play to the comparative advantage in the urban and rural areas, to provide efficient and high-quality basic financial services for the urban and rural customers, and get a stable, low-cost source of funds. Over the past three years, the postal savings bank deposits amounted to an average annual compound growth rate reached 10%, only one person is to continue to enhance the market share of deposits of large commercial banks. Chinese compared with other commercial banks, the postal savings bank has two significant advantages. On the one hand, the postal savings bank asset quality, risk control ability. The postal savings bank has been pursuing a "moderate risk, moderate returns and stable operation of" risk appetite, do not get involved in the business are not familiar with the risk, and the establishment of a comprehensive risk management system. As of March 31, 2016, the postal savings bank non-performing loan ratio of 0.81%, provision coverage rate of 286.71%, as of December 31, 2015, the postal savings bank interest loans accounted for only 1.50%, significantly better than those of other large commercial banks in the same period the average level. 2013 to 2.相关的主题文章: